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Glossary
of Terms
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| Our
Services |
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Specialized Services
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Realtors
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Pre-qualification and loan programs you and your clients can rely on! Local service for the San Vicente and surrounding areas.
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| Home
Builders
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We understand the special needs of building your own home. We can assist you at every stage of your construction process!
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| "For
Sale by Owner" |
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We can provide pre-qualification for interested buyers, saving you and the purchaser valuable time and effort!
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| "Refinance" |
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We can refinance your existing mortgage to assist with new loan terms, home improvements, consolidations, and needed cash for college and or business capital.
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Home
Buyer Services
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| • In-House Processing |
• FHA Approved |
• Professional Service |
| • Competitive Rates |
• Fast Loan Approvals |
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Personalized Attention
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Call us at 760-787-1700 and speak directly with a Mortgage Loan Specialist who can provide the answers you need to make a wise decision.
You get individual attention. Our Mortgage Loan Specialists work with you through every step of the lending process. |
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Multiple Programs
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Fixed
rate mortgage loans
- When you want the security of knowing that your payment will be
the same each month. |
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Adjustable
rate mortgages - Lower interest rates provide
lower fixed payments for an initial period of time -
some as long as 10 years. |
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Interest-only loans - The lowest
monthly payments possible. Reduce payment by more than
39%.
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First-time homebuyer programs
- Our First-Time Homebuyer Specialists help you with
pre-approvals, low down payments, and savings on everything from
appliances to moving expenses. |
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Stand
alone 2nd trust deeds - Obtain the extra cash
needed to complete that room addition or consolidate
consumer bills for an overall monthly savings to your
budget. |
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Option
Arm First Trust deeds- Allows you the
flexibility of 4 payment options each month. These loans
are available for primary residence, non-owner and
second homes. |
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